347 Cockle Shell Loop, Apollo Beach, FL 33572

$530,000
4
BD
3
BA
2,563
SqFt

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Sold Price
$530,000
List Price
$550,000
Status
Sold
Days on Market
142
Closing Date
Nov 19, 2025
MLS#
TB8389110
Property Style
Single Family
Year Built
2013
Bedrooms
4
Bathrooms
3
Living Area
2,563
Lot Size
11,153
Acres
0.26
Total Acreage
1/4 to less than 1/2
Legal Subdivision Name
Harbour Isles Ph 2a/2b/2c
MLS Area Major
Apollo Beach / Ruskin

Property Description

This home offers the rare chance to assume the seller’s VA loan at an incredible 3.87% interest rate for qualified buyers. Take advantage of today’s higher-rate market by locking in this below-market rate and potentially saving thousands over the life of the loan. (Buyer must meet lender qualifications for the assumption.) Welcome to The Reserves at Harbour Isles – where luxury, space, and serenity come together! This beautifully maintained 4-bedroom, 3-bath, 3-car garage home sits on a quarter-acre lot with breathtaking pond views in the highly sought-after Apollo Beach community. From the moment you arrive, you'll be impressed by the lush landscaping, supported by a cost-saving irrigation system fed by a dedicated well—a smart feature that can save you thousands on your water bill. Step inside to a spacious foyer that opens to a formal dining room on the right and a formal living area on the left—ideal for entertaining or relaxing in style. The heart of the home is the chef’s kitchen, featuring: 42” wood cabinetry Granite countertops Stylish backsplash Stainless steel appliances, including a **new dishwasher (May 2025)** Wine refrigerator Oversized island with breakfast bar Walk-in pantry and generous storage Sunny breakfast nook overlooking the family room The massive primary suite offers ample room for a king-size bed and furniture. The ensuite bath includes dual granite vanities, a garden tub, and a walk-in shower. This three-way split floor planprovides excellent privacy for guests, with three additional spacious bedrooms, a shared full bath, and a separate pool bath. The laundry room includes ample cabinetry and storage space and provides direct access to the 3-car garage. Recent Updates include: All carpet replaced (April 2025) New dishwasher (May 2025) New HVAC system (2020) Updated hot water heater Whole-home water filtration and softener system Interior painted in 2022 Exterior painted in 2020 Out back, enjoy peaceful mornings and stunning sunsets from your fully screened lanai — with room to build the custom pool of your dreams. Residents of Harbour Isles enjoy top-notch amenities: Community pool Fitness center Basketball and volleyball courts Playground Walking trails Boat & RV storage All with a low annual HOA fee! Ideally located just minutes from Tampa, Sarasota, and Bradenton, plus quick access to Florida’s top beaches and Orlando attractions. This home truly has it all—schedule your private showing today!

Additional Information

Taxes
$7524
Taxes
$3,152
Minimum Lease
No Minimum
HOA Fee
$100
HOA Payment Schedule
Annually
Community Features
Clubhouse, Deed Restrictions, Fitness Center, Park, Playground, Pool, Sidewalks, Street Lights
Property Description
One Story
Zoning
PD
Interior Layout
Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat
Interior Features
Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat
Floor
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener, Wine Refrigerator
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Heating
Central, Heat Pump
Air Conditioning
Central Air
Exterior Construction
Block, Stucco
Exterior Features
Hurricane Shutters, Private Mailbox, Sidewalk, Sliding Doors
Roof
Shingle
Foundation
Slab
Pool
Community
Garage Carport
3 Car Garage
Garage Spaces
3
Elementary School
Doby Elementary-Hb
Middle School
Shields-Hb
High School
Lennard-HB
Pets
Allowed
Flood Zone Code
X500
Parcel ID
U-33-31-19-95J-000007-00016.0
Legal Description
HARBOUR ISLES PHASE 2A/2B/2C LOT 16 BLOCK 7

Listing courtesy of DALTON WADE INC. 888-668-8283

Selling Office: RE/MAX BAYSIDE REALTY LLC.

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